At Charnock Hughes we strive to be at the forefront of the market. The residential mortgage market is an ever changing landscape with new lenders entering each year. Our advisors continually review both new products and new lenders to be able to provide our clients the most suitable advice available.
First Time Buyer
Making your first steps on to the property ladder can be a daunting experience. Our advisors understand this so will lead you through the process from the start to the finish of your purchase. We will explain in depth the intricacies of the mortgage market that will lead to full advice and the recommendation of the most suitable product.
A mortgage for most people is close to a life time commitment with terms now ranging up to retirement and in some cases beyond. It's not just important to receive the right advice when first taking out a mortgage but also throughout its term. Charnock Hughes will manage your mortgage throughout its lifetime to ensure you achieve the most cost efficient deal to meet your needs. We can review your mortgage and give it a health check at any stage throughout it's term and always recommend a review 6 months in advance of a fixed term deal coming to an end.
With the world becoming a smaller place and people moving more frequently, it is important to make sure that mortgage advice is given with a long term view. Our advisors make sure that the client relationship continues long after you have received your loan. This relationship ensures we can manage your mortgage effectively by considering porting or redeeming the existing debt with new.
Your property may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 1% of the loan i.e. £1000 on a £100,000 mortgage.